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Aadhaar Stambh Plan (Table No 843)

LIC's Aadhaar Shila plan is a non-linked, with profits, regular premium paying endowment assurance plan. Offering a combination of protection and savings. This plan is exclusively designed for Male lives having Aadhaar Card issued by UIDAI (Unique Identification Authority of India).This plan shall only be available for standard healthy lives without any medical examination.

   Eligibility Criteria:  
Gender Male Only
Minimum Age at Entry 8 Years (Completed)
Maximum Age at Entry 55 Years(Nearest Birthday)
Maximum Maturity Age 70 Years(Nearest Birthday)
Policy Term 10 Years to 20 Years
Minimum Sum Assured 75000/- 
Maximum Sum Assured 300000/- 
Policy Mode Yearly,Half-Yearly,Quaterly,Monthly (NACH only)


Rebate Of Mode Of Premium

Yearly-- 2%

Half-Yearly-- 1%

Quaterly & Monthly-- Nil


High Sum Assured Rebate

75,000 to 1,90,000 -- Nil

2,00,000 to 2,90,000 -- 2% on B.S.A.

3,00,000  -- 3% on B.S.A

Loan After payment of premiums for at least 3 full years
Surrender Allowed after 3 year
Revival Within 2 Years of lapse




  •  Death benefit:
    • On the death of the Life Insured during first five years: “Sum Assured on Death” shall be payable.
    • On the death of the Life Insured after completion of five policy years but before the date of maturity: “Sum Assured on Death” and Loyalty Addition, if any, shall be payable.
              Where “Sum Assured on Death” is defined as the highest of 10 times of annualized   
              premium, or Sum Assured on Maturity as defined in 1. b) below; or  
              Absolute amount assured to be paid on death, i.e. 110% of Basic Sum Assured.
              The death benefit shall not be less than 105% of all the premiums paid as on date
              of death.
  •  Maturity Benefit: On the life assured surviving to the end of the policy term, provided all due premiums have been paid,

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